"You don't need to own real estate to INVEST and LEND on real estate; the SAFEST form of financing your retirement security."
Generate safe: (low-volatile; 100% fully secured; regulated; BlockChain-based) above market investment returns, using Registered Savings Plans (RSP) including: RSP; Locked-in RSP (LRSP)/Locked-in Retirement Account (LIRA); Life Income Fund (LIF); New LIF; Restricted Locked-in Savings Plan (RLSP); Spousal RSP; Retirement Income Fund (RIF); Prescribed RIF; Locked-in Retirement Income Fund (LRIF); Restricted Life Income Fund (RLIF)
MQCC (MortgageRSP.com) is the Global Leader in Bespoke, LIFETIME-Tax-Deferred Private Equity Income Funds (PEIFs) & Bespoke, Private Equity Income Annuities (PEAs)
Learn how to make tax deferred $$$ money from bespoke, private mortgage, monthly cash payment annuities after age 55 until death (and your surviging spouse's death) through MQCC's Suite of Bespoke Private Equity MortgageRIF (Retirement Income Fund) & Private Equity MortgageLIF (Life Income Fund) creation services.
Yes, you can invest in direct mortgages to help you save for your retirement. Every one has a wish for their retirement activities and the best way to achieve your goal is to develop, implement and maintain a retirement savings plan, otherwise known as an "RSP".
See the Numbers over a Decade.
How to Invest Your Money
Tax Deferred-until-Death Investment Revenue Options
There are two types of RSP:
How much can you earn? Visit our MQCC investor-lenders page.
If Quality in your Investment Activity is important to you: MortgageQuote Canada Corp. (MQCC) is your only Globally Trusted Financial Advisor
As explained at our MQCC investor-lenders page, direct private lending secured by real estate is hundreds of years old however as with all investments, you need professional guidance. As explained on page 1 of our company website, MortgageQuote Canada Corp. is the world leader in certified statutory, regulatory and process compliant (SRP™) financial services. We have pioneered safeguards in accordance with the National Standard for Quality Management of over 119 countries, to enable our MortgageQuote investors to generate above average returns with zero comparative public market volatility. And sleep well at night.
Since 2008, no other Canadian Bank, Financial Institution, Lender, Fiduciary and Non-Fiduciary Investment Advisor/Broker and FinTech is able to make this claim. As a consumer, investor, regulator or stakeholder in Canada's finance sector, given today's market conditions in the finance sector, we trust you agree that it's a claim worth making.
What are Registered Funds? According to Canada Revenue Agency (CRA):
"An RRSP (Registered Retirement Savings Plan) is a retirement savings plan that you establish, that [the government] register, and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax.
Any income you earn in the RRSP is usually exempt from tax as long as the funds remain in the plan; you generally have to pay tax when you receive payments from the plan." Source.
Types of Registered Funds
RSP Spousal RSP LRSP/LIRA RIF Spousal RIF Prescribed RIF LIF LRIF New LIF RLIF RLSP
Any Registered Savings Plan may be converted to a Self-directed RSP (SDRSP) plan is one, including:
RSP Spousal RSP LRSP/LIRA RIF Spousal RIF Prescribed RIF LIF LRIF New LIF RLIF RLSP
Once converted, you are able to place your investment cash into private mortgage securities.
Self Directed Mortgages are available through some trust companies. As an MQCC representative for guidance.
1 - you can put your $$$ in a Registered RSP account (or Locked-in RSP via your company); MQCC is an agent for trust companies.
2 - Then, when you are ready to cash out, you can convert the registered RSP to a Registered Retirement Income Fund (RRIF) (or RLIF for a Locked in fund).
3 - in your RRIF or RLIF, you can STILL INVEST in MQCC PEM® Private Equity Mortgage Products and enjoy high yield investments (15.75%/Year (PAID MONTHLY) is MQCC's average (yield) rate PAID TO LENDERS - PER YEAR - since December 2008; this percentage can change, so see PROOF here: investor.mortgagequote.ca).
4 - Please invest in your digital copy of, and read the Investor Version of safer.mqcc.org; less than .5% of MQCC mortgages are known to have gone into foreclosure since December 2008.
5 - Avoid the Insurance, Bank or Trust company STRUCTURED ANNUITY TRAP™; ie: many longevity annuities don't pay you or your estate/heirs/beneficiaries ANY refunded money , if you die before receiving payments proof (based upon a USA example).
The way to deploy your money is to retain the services of a trust company; who holds your cash in an SDRSP in trust for you, until you decide to loan money on a private mortgage opportunity.
Please see your tax lawyer, accountant or other professional for details.
MortgageQuote will arrange all your requirements (in association with your legal counsel, if need be).
Links to Forms (direct from trust company)
email firstname.lastname@example.org for details.
Nigel H. Croft: Chairman of ISO's Technical Committee TC 176/SC 2: Comments
ISO 9001:2008 (2015), Quality Management Systems – Requirements, is undoubtedly the best known ISO standard. It is widely used as a basis for independent (“third-party”) certification to demonstrate that an organization has a quality management system (QMS)enabling it to consistently meet customer, statutory and regulatory requirements, and build confidence.
That confidence is reinforced when the competence of the certification body is attested by an accreditation body – typically there is only one recognized accreditation body per country. Accreditation bodies may in turn choose to participate in multilateral recognition arrangements, under the coordination of the International Accreditation Forum (IAF), to facilitate international trade.
Nigel H. Croft on 9 September 2011
The MQCC™'s Business Enterprise Quality Management System is Registered to the Canadian Equivalent of ISO 9001:2015 published by:
Canada's National Standard for Quality Management ISO 9001:2015
CSA Group: "Helping improve the safety and quality of the products and services that touch your life."
After reading all of the foregoing, ask yourself: Who would YOU trust your money with?
MQCC™: A new system, a new standard, a new benchmark in Canadian and global finance.
Yes, there is a "better way" to trust & confidence in Finance; the MQCC™ approach is your "better way".
The domain MQCC.org is the primary information page for the Money Quality Conformity Control Organization, MQCC™ incorporated as MortgageQuote Canada Corp., headquartered in Calgary, Alberta, Canada and trading in up to 119 countries. MQCC™ is an organization classified by the United Nations (UN), Department of Economic and Social Affairs (DESA), Statistics Division (UNSD) International Standard Industrial Classification of All Economic Activities (Revision 4) involved in the following industry classification sections or classes:
- Section J (Information and communication)
- Section K (Financial and insurance activities
- Class 6492 > credit granting; money lending outside the banking system
- Class 6619 > activities auxiliary to financial service activities; activities of mortgage advisers and brokers
- Section M (Professional, scientific and technical activities) This section includes specialized professional, scientific and technical activities. These activities require a high degree of training, and make specialized knowledge and skills available to users
- Section N (Administrative and support service activities)
- Section P (Education)
- Section S (Other service activities)
The North American Industry Classification System (NAICS) equivalent classification to the UNSD Classes is:
- non-depository credit intermediary
- mortgage and non-mortgage loan brokers
Similar industry equivalencies exist in all countries who participate in the United Nations.
Subject to the jurisdiction, from a governance (statutory or regulatory) perspective, MortgageQuote Canada Corp. MQCC™ business activity, namely, real-estate-secured (mortgage) intermediary activity, are deemed to be:
- a regulated activity
- non-regulated activity
- regulatory exempt activity
- free trading activity
In its country of origin, Canada, MortgageQuote Canada Corp. MQCC™'s real-estate-secured (mortgage) intermediary activity is regulated by three provincial or territorial jurisdictions:
- Alberta - regulated by the Real Estate Council of Alberta (RECA)
- British Columbia - regulated by the British Columbia Financial Services Authority (BCFSA)
- Ontario - regulated by the Financial Services Regulatory Authority (FSRA fka FSCO) (FSRA #12279)
MortgageQuote Canada Corp. MQCC™ may trade in other Canadian provincial or territorial jurisdictions, subject to statutory or regulatory requirements or exemptions.
In Canada, education in private equity mortgage (PEM®) subject matter, competency and proficiency credentialing is an unregulated activity. Providing advice respective specific financial transactions, might be subject to regulatory oversight.
Canada Provincial Mortgage Broker Regulators: (RECA - Alberta)(FICOM - BC)(FSCO Ontario - Brokerage License #12279). Non-Canada Residents and international visitors, please read "Website Terms of Service", below. All items with a ® or ™ symbol or, some items in UPPER CASE are registered or unregistered (common law) trademarks of MortgageQuote Canada Corp. (MQCC™) or licensed by same. Some third party trademarks are used pursuant to nominative fair use principles. See Intellectual Propertyfor full details. Deconstruction of a Claim (Internal Use Only). MQCC™Data Artifacts, Privacy (PIPEDA), Data Security, Website Terms of Service, Legal, Disclosures: Statements, Consumer Electronic Message Preferences (CEMP). Money Quality Conformity Control Organization is a registered or unregistered trademark of MortgageQuote Canada Corp. All MQCC Systems, Technologies, Services and Products conform to WFT™ MQCC BlockChain Technology, and is licensed by MQCC Bungay International LLC.
*Accredited Class® Licenses are issued by MQCC Bungay International LLC or Bungay International Inc.
© 2006-2020 MortgageQuote Canada Corp. MQCC™ "Proud Sponsor of the Canadian Dream"®. All rights reserved. Patent Pending. An ISO 9001:2015 Registered Company.